CD (Certificate of Deposit) Calculator
Calculate CD earnings with different terms and APYs. Compare 3-month to 5-year CDs side by side.
Total Interest Earned
$512.67
Final Balance
$10,512.67
Effective APY
5.127%
CD Summary
| Final Balance | $10,512.67 |
| Total Interest Earned | $512.67 |
| Monthly Interest (avg) | $42.72 |
| Effective APY | 5.127% |
Term Comparison
| Term | Interest | Final Balance |
|---|---|---|
| 3 mo | $125.78 | $10,125.78 |
| 6 mo | $253.13 | $10,253.13 |
| 1 yr | $512.67 | $10,512.67 |
| 2 yr | $1,051.63 | $11,051.63 |
| 3 yr | $1,618.22 | $11,618.22 |
| 5 yr | $2,840.03 | $12,840.03 |
Use the CD (Certificate of Deposit) Calculator above to calculate your results. Enter your values and see instant results — all calculations run in your browser.
Disclaimer: This calculator is for informational purposes only and does not constitute tax, financial, or legal advice. Results are estimates based on the information you provide and current rates. Always consult a qualified tax professional or financial advisor for advice specific to your situation.
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