Mortgage Calculator
Calculate your monthly mortgage payment with taxes, insurance, PMI, and HOA. View amortization schedule and compare loan terms.
$
Down Payment
$
%
Loan Term
Monthly P&I
$1,733.12
Total Monthly Payment
$2,178.96
Total Interest Paid
$343,924.57
Monthly Payment Breakdown
| Loan Amount | $280,000.00 |
| Down Payment (20.0%) | $70,000.00 |
| LTV Ratio | 80.0% |
| Principal & Interest | $1,733.12 |
| Property Tax | $320.83 |
| Homeowners Insurance | $125.00 |
| Total Monthly Payment | $2,178.96 |
| Total Interest Over Life of Loan | $343,924.57 |
15-Year vs 30-Year Comparison
15yr Monthly P&I
$2,408.42
15yr Total Interest
$153,515.76
Interest Savings (15yr)
$190,408.81
Disclaimer: This calculator is for informational purposes only and does not constitute tax, financial, or legal advice. Results are estimates based on the information you provide and current rates. Always consult a qualified tax professional or financial advisor for advice specific to your situation.