VA Loan Calculator 2026 — No Down Payment & Funding Fee
Calculate VA loan payments with funding fee for eligible veterans and service members. No down payment, no PMI required. Free, instant results for 2026 rates.
Monthly Payment (VA)
$2,589.38
VA Funding Fee
$7,525.00
No PMI Savings
$145.83/mo
VA Loan Details
| Home Price | $350,000.00 |
| Down Payment (0.0%) | $0.00 |
| Base Loan Amount | $350,000.00 |
| VA Funding Fee (2.15%) | + $7,525.00 |
| Total Loan Amount | $357,525.00 |
| Monthly P&I | $2,143.54 |
| Property Tax | $320.83 |
| Homeowners Insurance | $125.00 |
| PMI | None (VA benefit) |
| Total Monthly Payment | $2,589.38 |
| Total Interest Over Loan Life | $414,150.49 |
VA vs Conventional Comparison
VA Loan
Monthly: $2,589.38
Loan: $357,525.00
PMI: None
Funding Fee: $7,525.00
Conventional Loan
Monthly: $2,690.09
Loan: $350,000.00
PMI: $145.83/mo for ~150 months
Funding Fee: None
VA loan saves $100.72/mo compared to conventional
Use the VA Loan Calculator 2026 — No Down Payment & Funding Fee above to calculate your results. Enter your values and see instant results — all calculations run in your browser.
Disclaimer: This calculator is for informational purposes only and does not constitute tax, financial, or legal advice. Results are estimates based on the information you provide and current rates. Always consult a qualified tax professional or financial advisor for advice specific to your situation.
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