College Cost Calculator
Project total 4-year college costs with tuition inflation. See in-state, out-of-state, and private comparisons.
Today's Annual Cost
$25,700.00
Total (Today's Prices)
$102,800.00
Projected Total Cost
$167,580.21
in 13 years
529 Monthly Savings
$711.75
at 6% return
Year-by-Year Projected Cost
| Year 1 | $19,148.35 tuition + $19,090.94 housing = $39,791.61 |
| Year 2 | $19,914.28 tuition + $19,663.67 housing = $41,161.32 |
| Year 3 | $20,710.85 tuition + $20,253.58 housing = $42,579.47 |
| Year 4 | $21,539.28 tuition + $20,861.18 housing = $44,047.81 |
College Type Comparison (Total Projected Cost)
| In-State Public | $167,580.21 |
| Out-of-State Public | $266,569.66 |
| Private | $404,447.81 |
2026 Average Annual Costs
- In-state public tuition: ~$11,500 | Out-of-state: ~$25,500 | Private: ~$45,000
- Room & board: ~$13,000 on-campus | ~$12,000 off-campus
- Tuition inflation: ~4% per year historically
- 529 plans offer tax-free growth for qualified education expenses
Use the College Cost Calculator above to calculate your results. Enter your values and see instant results — all calculations run in your browser.
Disclaimer: This calculator is for informational purposes only and does not constitute tax, financial, or legal advice. Results are estimates based on the information you provide and current rates. Always consult a qualified tax professional or financial advisor for advice specific to your situation.
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