Crypto Portfolio Calculator
Track the value, gains, and allocation of up to three crypto holdings against your cost basis.
By Konstantin Iakovlev · Updated September 2026 · Source: IRS — Digital Assets
Portfolio Value
$65,000.00
Total Gain/Loss
$10,000.00
Holdings
| BTC (0.5) | $32,500.00 (+$2,500.00) |
| ETH (5) | $17,500.00 (+$2,500.00) |
| SOL (100) | $15,000.00 (+$5,000.00) |
| Total Value | $65,000.00 |
| Total Return | 18.18% |
Use the Crypto Portfolio Calculator above to calculate your results. Enter your values and see instant results — all calculations run in your browser.
Disclaimer: This calculator is for informational purposes only and does not constitute tax, financial, or legal advice. Results are estimates based on the information you provide and current rates. Always consult a qualified tax professional or financial advisor for advice specific to your situation.
How It Works
Tracking what your crypto holdings are worth, how much you're up or down, and how the whole mix is performing is the backbone of managing a digital asset portfolio. A clear running picture tells you when the portfolio is healthy, sharpens buy and sell decisions, and shows whether your strategy is actually working.
The calculator takes up to three holdings chosen from BTC, ETH, SOL, ADA and XRP. Each holding's value is the quantity you own times a fixed reference price built into the tool (BTC $65,000 and ETH $3,500, for example), not a live quote, and the three values are added into a single portfolio total. Setting that total against the cost basis you enter for each holding, the purchase price plus any fees, surfaces your overall gain or loss and total return.
Folding every transaction fee into your initial investment is what keeps that profit-and-loss number honest. Refreshing the portfolio as you make new purchases or sales matters just as much, since stale entries quietly erode how useful the figures are when it's time to decide your next move.
Example: Tracking a Three-Coin Portfolio
- 1 Input: 0.5 BTC with a cost basis of $30,000, 5 ETH with a cost basis of $15,000 and 100 SOL with a cost basis of $10,000 (the calculator's defaults). Each cost basis is the total you paid for that holding, fees included.
- 2 Values at the calculator's reference prices: BTC 0.5 × $65,000 = $32,500 (+$2,500); ETH 5 × $3,500 = $17,500 (+$2,500); SOL 100 × $150 = $15,000 (+$5,000).
- 3 Portfolio value: $32,500 + $17,500 + $15,000 = $65,000.00. Total gain: $65,000 − $55,000 = $10,000.00; total return $10,000 ÷ $55,000 = 18.18%.
- 4 Because the reference prices are fixed, this is what the portfolio would be worth at those prices. Multiply each quantity by its live price for today's value; dividing each holding's value by the total also shows your allocation (here BTC is 50% of the portfolio).
Source: IRS — Digital Assets · Last updated: September 2026
Frequently Asked Questions
How should I allocate my crypto portfolio?
How often should I rebalance my crypto portfolio?
Should crypto be part of my overall investment portfolio?
You might also need
Crypto Tax Calculator
Calculate capital gains tax on cryptocurrency trades. Short-term vs long-term with NIIT calculation.
Crypto Mining Profitability Calculator
Calculate mining revenue, electricity costs, and profitability. See ROI timeline and break-even.
Staking Rewards Calculator
Calculate crypto staking income with compounding. Compare returns at different APY rates.