Home Appraisal Cost Calculator

Estimate home appraisal cost by property type.

By Konstantin Iakovlev · Updated September 2026 · Source: CFPB — Owning a Home

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Property Type

Appraisal Cost

$300.00-$500.00

Rush Fee

+$150.00

Timeline

1-2 weeks

Appraisal Details

Standard appraisal$300.00-$500.00
Rush surcharge+$150.00
Typical turnaround1-2 weeks

Use the Home Appraisal Cost Calculator above to calculate your results. Enter your values and see instant results — all calculations run in your browser.

Disclaimer: This calculator is for informational purposes only and does not constitute tax, financial, or legal advice. Results are estimates based on the information you provide and current rates. Always consult a qualified tax professional or financial advisor for advice specific to your situation.

How It Works

An appraisal is one of the gatekeeping steps in most real estate deals, and knowing its cost early helps you size up closing expenses with confidence. The calculator's ranges run from $250 to $400 for a condo, $300 to $500 for a single-family home and $500 to $800 for a multi-family building, figures worth folding into your numbers whether you are buying, selling, or refinancing. The estimate here gives you a working figure before the lender's order comes through.

Only the property type changes the estimate. A multi-family building gets the highest range and a longer turnaround, 2-3 weeks instead of 1-2, since it demands more of the appraiser's time; a rush order adds $150 to any of them. The purpose you choose and the home value you enter do not change the range, so a refinance shows the same figures as a purchase here, even though real fees also vary with the lender's requirements and the local market.

These are rough ranges, not quotes, and the actual bill shifts with your appraiser, your location, and current market conditions. Rush orders and unusual property features add fees that may not surface until late in the process, so it pays to ask about them directly. Before you finalize your budget, confirm the appraisal fee with your chosen appraiser or lender.

Example: Refinancing a Single-Family Home

  1. 1 Input: Estimated Home Value = $350,000, Property Type = Single Family, Purpose = Refinance.
  2. 2 The calculator shows a standard appraisal range of $300 to $500 for a single-family home, a $150 rush surcharge and a typical turnaround of 1-2 weeks. Choosing Purchase instead of Refinance, or changing the home value, leaves these figures the same.
  3. 3 Estimated Home Appraisal Cost: $300 to $500, or $450 to $650 with a rush order.
  4. 4 This estimate provides a starting point for your refinance budgeting. Ask your lender for the actual appraisal fee before you commit; for an estate or tax appraisal, compare quotes from local appraisers.

Source: CFPB — Owning a Home · Last updated: September 2026

Frequently Asked Questions

How much does a home appraisal cost?
This calculator's ranges are $300-$500 for a single-family home, $250-$400 for a condo and $500-$800 for a multi-family property, with $150 added for a rush order. Actual fees vary with the appraiser, the location and the complexity of the property, so ask your lender for the fee before you commit.
Who pays for the home appraisal?
The buyer typically pays for the appraisal as part of their mortgage application. The fee is usually due upfront or added to closing costs. Refinance appraisals are paid by the homeowner.
How long is a home appraisal valid?
For a conventional loan sold to Fannie Mae, an appraisal more than four months old at closing needs an appraisal update, and one more than 12 months old must be replaced. FHA appraisals are valid for 180 days from their effective date, and an update can extend that to one year.