LIHEAP Eligibility Calculator

Check Low Income Home Energy Assistance Program eligibility and estimated benefit.

By Konstantin Iakovlev · Updated September 2026 · Source: ACF Office of Community Services — About LIHEAP

$

Eligibility

Likely Eligible

Estimated Benefit

$500.00

LIHEAP Details

150% FPL Threshold$40,980.00
Annual Benefit$500.00

Use the LIHEAP Eligibility Calculator above to calculate your results. Enter your values and see instant results — all calculations run in your browser.

Disclaimer: This calculator is for informational purposes only and does not constitute tax, financial, or legal advice. Results are estimates based on the information you provide and current rates. Always consult a qualified tax professional or financial advisor for advice specific to your situation.

How It Works

The Low Income Home Energy Assistance Program helps low-income households cover heating and cooling bills, a federal lifeline that keeps the lights and heat on when budgets run short. This tool checks whether you're likely to qualify for the 2026 program year and gives you an estimated benefit amount. Having that picture in hand makes it easier to plan your household budget and tap into the support you may be entitled to.

Federal law caps LIHEAP eligibility at 150% of the poverty level or 60% of your state's median income, whichever is greater, and bars states from turning away a household below 110% of the poverty level on income alone, so your state's own limit may sit above or below the one used here. The calculator applies a single test: your gross annual household income against 150% of the 2026 federal poverty guideline for your household size. That guideline is $15,960 a year for one person, rising $5,680 for each additional person, so the line is $23,940 for one person and $49,500 for a family of four. The benefit it shows is not a state schedule: it is a $500 base adjusted for your main heating fuel, giving $400 for electric heat, $500 for natural gas, $600 for propane and $650 for heating oil.

Final eligibility and benefit amounts rest with your state's LIHEAP agency, which may factor in local energy costs or specific household vulnerabilities, so treat this as an estimate rather than a decision. Leaving out household members or underreporting income tends to throw the assessment off, so double-check every entry. Be aware, too, that individual state programs can impose extra requirements or set their own income thresholds.

Example: Family of 4 Heating with Oil

  1. 1 Enter a household size of 4, an annual household income of $42,000, and Heating Oil as the primary heating fuel.
  2. 2 The calculator sets the income line at 150% of the 2026 poverty guideline for four: 1.5 × $33,000 = $49,500. At $42,000 the family is under it, so the result reads Likely Eligible.
  3. 3 The estimated benefit is the $500 base times the heating-oil factor of 1.3: $650 for the year.
  4. 4 Your state's LIHEAP agency makes the real decision. Its income limit may be higher if it uses 60% of state median income, and its benefit depends on its own schedule and funding, so apply through the local office to get the actual amount.

Source: ACF Office of Community Services — About LIHEAP · Last updated: September 2026

Frequently Asked Questions

Who qualifies for LIHEAP energy assistance?
LIHEAP eligibility is typically set at 150% of the federal poverty level or 60% of state median income, whichever is higher. At 150% of the 2026 poverty guideline, a family of four qualifies with income up to $49,500 a year, the line this calculator uses. Priority is given to households with elderly, disabled, or young children.
How much does LIHEAP pay toward energy bills?
Each state sets its own benefit amounts, which depend on household size, income and energy costs; there is no national schedule. This calculator's figure is a rough illustration: $500 adjusted by heating fuel, from $400 for electric heat to $650 for heating oil. Some states provide one-time payments while others spread assistance across the heating season. Benefits go directly to the utility company.
When should I apply for LIHEAP?
Apply as early as possible when your state opens its program, typically October-November for heating assistance. Funding is limited and many states operate on a first-come, first-served basis. Some states also offer summer cooling assistance with separate application periods.