Net Worth by Age Calculator

Where does your net worth land among people your age? This tool answers that by comparing your figure with a median net worth benchmark for your age, showing whether you sit above, below, or roughly in line with your peers and giving you a quick read on your financial health. The standard source for such benchmarks is the Federal Reserve's Survey of Consumer Finances (SCF), whose most recent published results come from the 2022 survey.

Working from your age and your total assets minus total debts, the calculator finds the median net worth for your age band in the 2022 Survey of Consumer Finances (under 35, 35-44, 45-54, 55-64, 65-74, and 75 and over, in 2022 dollars) and shows how far above or below it you are and how many times the median you hold. It also shows the yearly growth you would need to reach the 65-74 median, $409,900, by age 65. It does not estimate a percentile: a median tells you where the middle family sits, not where you rank.

Treat the result as one data point rather than a verdict. Net worth says nothing about future earning power or personal circumstances, like the heavy student loan debt that often accompanies a high-earning career. Fixating on the 'average' while ignoring your own goals and stage of life is the easiest way to misread the number.