Options Profit Calculator (Call/Put)
Calculate call and put option profit/loss, break-even price, and payoff at different stock prices.
By Konstantin Iakovlev · Updated September 2026 · Source: SEC
Profit / Loss
$0.00
Break-Even Price
$105.00
ROI
0.0%
Position Summary
| Option Type | Call (Bullish) |
| Total Shares Controlled | 100 |
| Total Premium Paid | $500.00 |
| Intrinsic Value (per share) | $5.00 |
| Break-Even Price | $105.00 |
| Max Profit | Unlimited |
| Max Loss | $500.00 |
Payoff at Different Prices
| Stock at $70.00 | -$500.00 |
| Stock at $85.00 | -$500.00 |
| Stock at $95.00 | -$500.00 |
| Stock at $100.00 | -$500.00 |
| Stock at $105.00 | $0.00 |
| Stock at $115.00 | $1,000.00 |
| Stock at $130.00 | $2,500.00 |
Use the Options Profit Calculator (Call/Put) above to calculate your results. Enter your values and see instant results — all calculations run in your browser.
Disclaimer: This calculator is for informational purposes only and does not constitute tax, financial, or legal advice. Results are estimates based on the information you provide and current rates. Always consult a qualified tax professional or financial advisor for advice specific to your situation.
How It Works
Pinpointing your profit or loss, break-even, and full payoff before you place a trade is what separates a deliberate options position from a guess. This calculator covers both calls and puts and shows how the outcome shifts across a range of stock prices at expiration, from 30% below the strike to 30% above it, whether you expect the stock to run higher or slide lower. The point is to size up risk and reward in advance.
The payoff formulas are exact. A call returns Max(0, (Stock Price at Expiration - Strike Price)) - Premium Paid, and a put returns Max(0, (Strike Price - Stock Price at Expiration)) - Premium Paid. Break-even falls at Strike Price + Premium for a call and Strike Price - Premium for a put, marking the stock price at which your total outlay is exactly matched by the option's intrinsic value.
Implied volatility belongs in your thinking from the start, since richer volatility lifts premiums and pushes your break-even further out. Commissions and transaction costs are easy to overlook, yet they can quietly swallow a thin profit. And because every option carries an expiration date, time decay (theta) works against you steadily, biting harder as the contract nears expiry.
Example: Call Option Profit Calculation
- 1 You buy one call contract (100 shares) on a stock trading at $240, with a $250 strike and a $15.00 premium per share, so you pay $1,500.
- 2 At expiration the stock is at $280. Enter $280 as the stock price, $250 as the strike, $15 as the premium and 1 contract. The option's intrinsic value is $280 − $250 = $30 per share.
- 3 Profit: ($30 − $15) × 100 = $1,500, a 100% return on the $1,500 premium. Break-even: $250 (strike) + $15 (premium) = $265.
- 4 If the stock finishes below $265 you lose money, and at or below $250 the option expires worthless and you lose the whole $1,500 premium, the most a call buyer can lose.
Source: SEC · Last updated: September 2026
Frequently Asked Questions
How do I calculate my break-even on a call option?
What is the maximum loss on a call option?
How do put options make money?
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