Personal Loan Calculator
Calculate monthly personal loan payments, total interest, and effective APR including origination fees.
Monthly Payment
$322.67
Total Interest
$1,616.19
Effective APR
11.39%
Loan Details
| Loan Amount | $10,000.00 |
| Origination Fee | $200.00 |
| Amount Received | $9,800.00 |
| Term | 36 months |
| Monthly Payment | $322.67 |
| Total Interest | $1,616.19 |
| Total Cost (with fees) | $11,816.19 |
| Effective APR | 11.39% |
| Payoff Date | April 2029 |
Use the Personal Loan Calculator above to calculate your results. Enter your values and see instant results — all calculations run in your browser.
Disclaimer: This calculator is for informational purposes only and does not constitute tax, financial, or legal advice. Results are estimates based on the information you provide and current rates. Always consult a qualified tax professional or financial advisor for advice specific to your situation.
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