Real Estate Commission Calculator
Calculate agent commission on a home sale. See listing and buyer agent splits and seller net proceeds.
By Konstantin Iakovlev · Updated September 2026 · Source: NAR — Settlement FAQs
Total Commission
$25,000.00
Seller Net Proceeds
$475,000.00
Listing Agent Share
$12,500.00
Commission Breakdown
| Sale Price | $500,000.00 |
| Commission Rate | 5.0% |
| Total Commission | $25,000.00 |
| Listing Agent Share | $12,500.00 |
| Buyer Agent Share | $12,500.00 |
| Seller Net Proceeds | $475,000.00 |
A 1% difference in commission rate on this property equals $5,000.00. Negotiating even a small reduction in rate can result in significant savings.
Use the Real Estate Commission Calculator above to calculate your results. Enter your values and see instant results — all calculations run in your browser.
Disclaimer: This calculator is for informational purposes only and does not constitute tax, financial, or legal advice. Results are estimates based on the information you provide and current rates. Always consult a qualified tax professional or financial advisor for advice specific to your situation.
How It Works
When a home sells, the agent fees usually come out of the seller's proceeds, so it pays to know the number before you list. Enter the sale price and the total commission rate, and the tool breaks the fee into the listing-side and buyer-side shares, then shows what the seller actually walks away with.
The total commission is the sale price multiplied by the agreed rate, and the buyer-agent split sets how much of it goes to the buyer's agent (50% by default). Since August 17, 2024, under the NAR settlement, offers of compensation to buyer's agents can no longer be shown on the MLS, and a buyer's agent needs a written agreement with the buyer before touring homes, so whether the seller pays that side is negotiated deal by deal. If the buyer pays their own agent, enter only the listing agent's rate and set the split to 0%. The seller's net proceeds are what remain once the full commission is subtracted from the sale price.
Commission rates are not fixed by law; they are negotiable and shift from one market and agent to the next, a point worth weighing as fee structures continue to evolve. Agent commissions are also only one piece of closing costs. Other closing expenses are separate, and leaving them out of your math can make your projected net proceeds look higher than they really are.
Example: Selling a Home for $500,000
- 1 Input the home sale price ($500,000) and the total commission rate (e.g., 5.5%).
- 2 The calculator determines total commission: $500,000 * 5.5% = $27,500. With the default 50% buyer-agent split, that is $13,750 for the listing agent and $13,750 for the buyer's agent.
- 3 Your estimated seller net proceeds (before other closing costs) would be $500,000 - $27,500 = $472,500.
- 4 This example shows how a 5.5% commission impacts your take-home amount. Always confirm specific rates with your real estate agent.
Source: NAR — Settlement FAQs · Last updated: September 2026
Frequently Asked Questions
How much is the typical real estate commission?
Who pays the real estate agent commission?
Can I negotiate real estate commission?
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