Retirement Readiness Score Calculator
Get a retirement readiness score based on savings, income, age, and goals. See if you are on track.
Readiness Score
100/100
On Track?
Yes
Projected Savings
$2.3M
Retirement Income Projection
| Projected Savings at Retirement | $2.3M |
| Monthly Income from Savings (4% rule) | $7,666.46 |
| Social Security (estimated) | $2,000.00 |
| Total Monthly Income | $9,666.46 |
| Desired Monthly Income | $6,000.00 |
| Monthly Surplus | $3,666.46 |
Fidelity Savings Guideline
| Target for Age 35 (2.0x salary) | $160.0K |
| Your Current Savings | $100,000.00 |
| Status | Behind guideline |
Fidelity Milestones (multiples of salary)
| Age 30 | 1x salary |
| Age 35 | 2x salary |
| Age 40 | 3x salary |
| Age 45 | 4x salary |
| Age 50 | 6x salary |
| Age 55 | 7x salary |
| Age 60 | 8x salary |
| Age 67 | 10x salary |
Use the Retirement Readiness Score Calculator above to calculate your results. Enter your values and see instant results — all calculations run in your browser.
Disclaimer: This calculator is for informational purposes only and does not constitute tax, financial, or legal advice. Results are estimates based on the information you provide and current rates. Always consult a qualified tax professional or financial advisor for advice specific to your situation.
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