Social Security GPO Calculator
Calculate Government Pension Offset reducing spousal/survivor SS benefits.
GPO Offset (2/3 of Pension)
$1,666.67
Remaining Spousal Benefit
$0.00
Remaining Survivor Benefit
$533.33
Spousal Benefit Impact
| Original Spousal Benefit | $1,500.00 |
| GPO Offset | - $1,666.67 |
| Remaining Spousal Benefit | $0.00 |
| Annual Reduction | $18,000.00 |
| Status | Completely eliminated by GPO |
Survivor Benefit Impact
| Original Survivor Benefit | $2,200.00 |
| GPO Offset | - $1,666.67 |
| Remaining Survivor Benefit | $533.33 |
| Annual Reduction | $20,000.00 |
Total Monthly Income
| With Spousal Benefit (after GPO) | $2,500.00 |
| With Survivor Benefit (after GPO) | $3,033.33 |
| Without GPO (spousal scenario) | $4,000.00 |
Use the Social Security GPO Calculator above to calculate your results. Enter your values and see instant results — all calculations run in your browser.
Disclaimer: This calculator is for informational purposes only and does not constitute tax, financial, or legal advice. Results are estimates based on the information you provide and current rates. Always consult a qualified tax professional or financial advisor for advice specific to your situation.
You might also need
401(k) Calculator 2026 — Retirement Savings & Employer Match
Calculate your 401(k) balance at retirement with employer match and growth projections. Compare Roth vs Traditional. Based on 2026 IRS contribution limits.
Roth IRA Calculator 2026 — Growth, Limits & Tax-Free Income
Calculate Roth IRA growth projections and tax-free withdrawals. Compare to Traditional IRA side by side. Free, instant results with 2026 contribution limits.
Roth Conversion Calculator 2026 — Tax Impact & Break-Even
Calculate the tax impact of converting a Traditional IRA to Roth. See your break-even year and multi-year projections. Free, instant results for 2026 rates.