Water Bill Calculator

Calculate monthly water and sewer bill from usage and rates.

By Konstantin Iakovlev · Updated September 2026 · Source: EPA WaterSense — Statistics and Facts

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Monthly Total

$59.40

Annual Total

$712.80

Bill Breakdown

Water Charge$33.00
Sewer Charge$26.40
Monthly Total$59.40

Use the Water Bill Calculator above to calculate your results. Enter your values and see instant results — all calculations run in your browser.

Disclaimer: This calculator is for informational purposes only. Results are estimates based on the information you provide and the assumptions described on this page.

How It Works

Estimating a monthly water bill comes down to two things: how much water you use and what your utility charges for it. Getting a handle on that number helps you budget, but it also flags problems early, like a hidden leak or a habit worth changing. There is an energy angle as well, since every gallon you save trims the energy that treatment plants and pumps would otherwise burn moving and cleaning that water.

The calculator multiplies your monthly use in gallons by your water rate per 1,000 gallons, then adds sewer as a percentage of the water charge, which is how many utilities bill wastewater. Real bills often add a fixed monthly charge and price water in tiers that climb as use rises, so if your utility does either, enter the rate for the tier most of your water falls in and add the fixed charge yourself.

Before you trust the result, confirm two details: that your meter reading is accurate and whether your provider bills in hundred cubic feet (HCF) or in gallons, since the units change everything. People often overlook the fixed charges that show up no matter how little water they use, and they forget that consumption swings with the seasons, so a summer bill can look very different from a winter one.

Example: 6,000 Gallons a Month

  1. 1 Your household uses 6,000 gallons this month, your utility charges $5.50 per 1,000 gallons of water, and sewer is billed at 80% of the water charge. If your bill is in HCF, multiply by 748 to get gallons (8 HCF is about 5,984 gallons).
  2. 2 Water: 6,000 / 1,000 × $5.50 = $33.00. Sewer: 80% × $33.00 = $26.40. Total = $33.00 + $26.40 = $59.40.
  3. 3 Your estimated monthly bill is $59.40, or $712.80 over a year, before any fixed monthly charge your utility adds.
  4. 4 Because sewer is tied to water use here, every 1,000 gallons you save cuts $9.90 from the bill, not just the $5.50 water rate. Knowing how the bill is built, water plus sewer on the same gallons, shows where cutting use pays off most, and it trims the energy that pumping and treatment would use too.

Source: EPA WaterSense — Statistics and Facts · Last updated: September 2026

Frequently Asked Questions

How much water does the average US household use per month?
EPA's WaterSense program puts the average American family's home use at more than 300 gallons a day, about 9,000 gallons a month, and its water costs at more than $1,000 a year. What you pay depends on your local rates, tiers and sewer charges.
Why is my sewer charge often higher than my water charge?
Sewer charges cover the cost of treating wastewater, which is more expensive than supplying clean water. Most utilities base sewer charges on your water usage, assuming most water consumed eventually enters the sewer system.
How can I lower my water bill?
Fix leaky faucets and toilets (EPA says a leaky toilet can waste 200 gallons of water a day), install low-flow fixtures, water your lawn during early morning hours, and run dishwashers and washing machines only with full loads.