Delaware Paycheck Calculator 2026

2026

Calculate your take-home pay in Delaware. Delaware has a progressive income tax system. Based on current DE and federal tax rates.

Pay Type
$

Net Pay (Bi-Weekly)

$2,218.60

Annual Take-Home

$57,683.50

Total Tax (Annual)

$17,316.50

Paycheck Breakdown (Bi-Weekly)

Gross Pay$2,884.62
Federal Income Tax- $295.00
Social Security (6.2%)- $178.85
Medicare (1.45%)- $41.83
Delaware State Tax- $138.81
DE Paid Leave- $11.54
Net Pay$2,218.60

Annual Summary

Gross Annual Income$75,000.00
Federal Income Tax- $7,670.00
FICA (SS + Medicare)- $5,737.50
Delaware State Tax (estimate)- $3,609.00
State payroll deductions- $300.00
Total Deductions & Tax- $17,316.50
Annual Take-Home Pay$57,683.50
Monthly Take-Home$4,806.96

Disclaimer: This calculator is for informational purposes only and does not constitute tax, financial, or legal advice. Results are estimates based on the information you provide and current rates. Always consult a qualified tax professional or financial advisor for advice specific to your situation.

Delaware Tax Overview

A Delaware paycheck gets trimmed in four main places before it reaches your bank account. The federal government takes income tax based on your W-4 and your bracket, plus FICA: 6.2% for Social Security on wages up to the $184,500 wage base and 1.45% for Medicare with no ceiling. On top of that, Delaware applies its own progressive income tax that climbs through several brackets and tops out at 6.6% on higher earnings.

What you won't see is a separate line for state disability insurance, which Delaware does not run; since January 2025, though, your employer may take up to half of the 0.8% Delaware Paid Leave contribution from your check. That keeps the state-side subtractions simple: essentially federal tax, FICA, and the state income tax. Because Delaware's top rate sits in the middle of the national pack and there's no local wage tax in most of the state, net pay here tends to hold up better than in high-tax states once housing and the 0% sales tax are factored in. Pre-tax 401(k) contributions, up to the $24,500 deferral limit, lower both your federal and state taxable wages.

On a $60,000 salary, Delaware's graduated income tax, topping out at 6.6%, comes to about $2,653 a year for a single filer after the state's own deductions and exemptions — on top of $4,590 in federal FICA, which is the same in every state. 30 of the 42 states that tax income have a lower top rate than Delaware's 6.6%.

The state minimum wage is $15.00/hr , above the federal $7.25 floor — about $31,200 a year at 40 hours a week. Delaware also withholds for paid family leave, which most states do not. Local jurisdictions add their own layer on top — see the note below.

Delaware Key Rates & Limits (2026)

State Income Tax progressive (up to 6.6%)
State Sales Tax 0.00%
Avg. Property Tax Rate 0.51%
Minimum Wage $15.00/hr
State Disability Insurance (SDI) No
Paid Family Leave Yes
Local/City Taxes Wilmington levies a 1.25% wage tax on people who live or work in the city; no other Delaware locality taxes income.

Delaware Paycheck FAQ

What state taxes come out of a Delaware paycheck?
Delaware withholds a state income tax that is progressive and tops out at 6.6% on higher income. There is no separate state disability (SDI) deduction, but employers may deduct up to half of the 0.8% Delaware Paid Leave contribution, which funds paid family and medical leave benefits that began January 1, 2026. So on the state side, the income tax is essentially the only line, layered on top of federal income tax, Social Security, and Medicare.
Does Wilmington take a local income tax from my pay?
The city of Wilmington imposes a wage tax on people who work within the city, which is separate from Delaware's state income tax. If you work outside Wilmington, you generally won't see a local wage line at all. Check your employer's withholding setup, because the city tax applies based on where the work is performed, not just where you live.
How does a 401(k) contribution change my Delaware withholding?
Traditional 401(k) contributions are taken out before income tax is calculated, so they reduce the wages subject to both federal and Delaware income tax. They do not reduce Social Security and Medicare, which are still figured on your full pay. The 2026 employee deferral limit is $24,500, and contributing more shrinks the taxable base your 6.6% top rate could touch.
Why is my Delaware net pay higher than a coworker in another state?
Two structural reasons stand out. Delaware has no state or local sales tax, so the money that lands in your account stretches further at the register, and the only state payroll deduction beyond income tax is your share, if any, of the 0.8% Delaware Paid Leave contribution. The income tax itself is moderate, peaking at 6.6%, so the combined state bite on a paycheck is often lighter than in states that stack high income tax with extra payroll levies.