Airbnb Profitability Calculator

Estimate Airbnb income from nightly rate and occupancy. See expenses and break-even occupancy rate.
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Gross Annual Income

$43,450.00

Net Annual Income

$23,225.25

Average Monthly Income

$1,935.44

Airbnb Income Analysis

Booked Nights (237 nights)$43,450.00
Estimated Bookings79
Platform Fee (Airbnb)-$6,734.75
Property Management-$8,690.00
Supplies-$600.00
Utilities-$2,400.00
Insurance-$1,800.00
Total Expenses$20,224.75
Net Annual Income$23,225.25

Break-even occupancy: 11.2%. You need at least this occupancy rate to cover all expenses.

Use the Airbnb Profitability Calculator above to calculate your results. Enter your values and see instant results — all calculations run in your browser.

Disclaimer: This calculator is for informational purposes only and does not constitute tax, financial, or legal advice. Results are estimates based on the information you provide and current rates. Always consult a qualified tax professional or financial advisor for advice specific to your situation.

How It Works

Our Airbnb Profitability Calculator helps you quickly estimate your potential income and expenses for a short-term rental property. With fluctuating travel trends and the increasing popularity of unique stays, understanding your financial outlook for 2026 is crucial for making informed investment decisions.

The calculator uses user-provided nightly rates and projected occupancy to determine gross revenue. It then subtracts estimated fixed and variable expenses (e.g., mortgage, utilities, cleaning fees, platform commissions at an average of 3%) to calculate net profit. The break-even occupancy rate is derived by dividing total annual expenses by the average daily rate.

Remember to factor in ALL potential costs, including maintenance, insurance, and the occasional vacancy. A common mistake is underestimating variable expenses like cleaning and supplies, which can significantly impact your bottom line. Always aim for a conservative occupancy estimate.

Example: Sunny Beachfront Condo in Miami

  1. 1 Input a nightly rate of $300, an average monthly occupancy rate of 70%, and monthly fixed costs (mortgage, insurance, utilities) of $2,500. Add variable costs per booking (cleaning fee $80, supplies $20).
  2. 2 The calculator multiplies the nightly rate by occupied nights (70% of 30 days = 21 nights) to get a monthly gross revenue of $6,300. It then subtracts $2,500 in fixed costs and (21 bookings * $100 variable cost) = $2,100 in variable costs, plus a 3% platform fee on gross revenue ($189).
  3. 3 This results in a monthly net profit of $1,511. The estimated break-even occupancy rate for this property would be approximately 43% for 2026.
  4. 4 This profit allows for reinvestment in property upgrades or acts as a supplementary income stream. If the occupancy rate drops below 43%, the property would operate at a loss, highlighting the importance of effective marketing and guest satisfaction.

Source: CFPB — Owning a Home · Last updated: April 2026

Frequently Asked Questions

How much can I make on Airbnb?
Airbnb income depends on location, property type, and occupancy. A 1-bedroom in a popular market can gross $2,000-$4,000/month at 60-70% occupancy. After Airbnb fees (3%), cleaning, supplies, and utilities, net income is typically 50-70% of gross.
What occupancy rate do I need for Airbnb to be profitable?
Most Airbnb properties need 40-55% occupancy to break even on total costs. At 65-75% occupancy, most properties become meaningfully profitable. Seasonal markets may see 90%+ in peak months and 20% in the off-season.
How much does Airbnb charge hosts?
Airbnb charges hosts a 3% service fee per booking under the split-fee model. Under the host-only pricing model (required in some markets), the fee is 14-16% and is built into the guest price.

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