Cost of Raising a Child Calculator

Estimate total cost of raising a child to age 18 based on USDA data, income level, and region.

Household Income
Region

Total to Age 18

$310.0K

Annual Average

$17,222.22

Monthly Average

$1,435.19

Cost by Category (Birth to 18)

Housing (29%)$89.9K
Food (18%)$55.8K
Child Care & Education (16%)$49.6K
Transportation (15%)$46.5K
Healthcare (9%)$27.9K
Clothing & Other (13%)$40.3K

Comparison by Income Level

Under $70K/yr$220.0K
$70K-$130K/yr$310.0K
Over $130K/yr$385.0K

Use the Cost of Raising a Child Calculator above to calculate your results. Enter your values and see instant results — all calculations run in your browser.

Disclaimer: This calculator is for informational purposes only and does not constitute tax, financial, or legal advice. Results are estimates based on the information you provide and current rates. Always consult a qualified tax professional or financial advisor for advice specific to your situation.