Net to Gross Salary Calculator

Most pay tools start with a salary and tell you what lands in your account; this one runs the calculation backward. Give it the take-home pay you want and it finds the gross salary that produces it once federal income tax, Social Security, Medicare and state income tax come out. That answer is the one you actually need when negotiating an offer, building a budget, or sizing up what deductions really cost you.

To get there, the calculator works iteratively, layering estimated taxes back onto your desired net pay until the gross figure settles. It applies the 2026 standard deduction and federal income tax brackets for your filing status (10%, 12%, 22%, and so on), the 6.2% Social Security tax up to the $184,500 wage base, the 1.45% Medicare tax that has no cap plus the 0.9% Additional Medicare Tax on high wages, and state income tax from the state's own 2026 brackets, standard deduction and exemptions or credits for the state you pick, the same state calculation the paycheck calculator uses. There are no inputs for local taxes or for pre-tax deductions such as 401(k) contributions.

The result is the gross pay that yields your target before any pre-tax 401(k), HSA or health-insurance contributions. A pre-tax contribution cuts your income tax, but it still comes out of your paycheck, so if your salary must also fund one, the gross you need is higher than the figure shown. Local taxes and tax credits are left out, so treat the answer as a starting point rather than an exact number.